IS PET INSURANCE RIGHT FOR ME?

There are many factors to consider regarding pet insurance. This article hopes to help you make the best decision for your pet.

pet insurance

Medical supplies and equipment costs have been increasing across the healthcare service, including the veterinary medical service. While human healthcare is subsidized by insurance, veterinary care is not. As a result, without pet insurance, the out-of-pocket cost for veterinary care is usually higher and more unaffordable than human healthcare.

PET INSURANCE MAY HELP SAVE MONEY!

Pet insurance works similarly to human medical insurance. Some may say it’s too expensive. However, pet insurance may save you thousands, especially if you have a breed that is susceptible to injury or illness. Consider your lifestyle, pet’s breed, age, and ability to pay. Look for an insurance program that fits your needs. Rates are lower if you enroll your pet when they are younger and healthier.

WHAT IS COVERED BY PET INSURANCE?

Pet insurance policies vary by company and usually depend on the age and breed of the pet. They cover costs related to accidents, illnesses, and treatments. Some plans may also cover hereditary conditions. Purebred pets are more likely to have health problems, so their insurance rates may be higher. Other plans may cover behavioral issues and chronic health problems.

WHAT IS NOT COVERED BY PET INSURANCE?

Most pet insurance policies do not cover preexisting conditions. You cannot file a claim for diagnosis/treatment your dog or cat needed before you bought the policy. In addition, insurance will not cover anything outside your policy terms. Carefully read the fine print so you purchase a policy that covers all the vet care you expect your pet will need over a lifetime.

WHEN SHOULD I PURCHASE PET INSURANCE?

Purchasing insurance when your pet is young costs less than buying a policy for an older pet. It also ensures that you will be covered for medical issues that arise later in a pet’s life. It’s the best way to make sure you can keep your vet bills cheap. If you wait until your pet becomes sick or injured, you will not be eligible to purchase insurance and will have to pay the vet bills out of pocket.

IS PET INSURANCE ACCEPTED EVERYWHERE?

You can typically use pet insurance at any veterinary clinic near you because most policies require you to pay out of pocket for both routine and emergency vet care. You handle the reimbursement for the cost of care directly through your insurance provider. The veterinary office does not participate in this process beyond providing receipts for your pet’s visits. Some insurance policies give discounts for using partner vet practices in their networks. Check out what’s included when you consider an animal hospital near you.

**Kanab Veterinary Hospital does not endorse any specific pet insurance company. We suggest using independent websites like petinsurancereview.com to find the best pet insurance options that meet your specific needs.

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Note: The advice provided in this article is intended for informational purposes and does not constitute medical advice regarding pets. For an accurate diagnosis of your pet’s condition, please make an appointment with your veterinarian.


Additional Information

You can look through our video library for more information on Pet Insurance or check these videos out:

What is Pet Insurance? https://go.veteos.com/wsfbrQ

Did You Know: Pet Insurance: https://go.veteos.com/dUoTB7

Planning for Pet Care Costs: https://go.veteos.com/iXfhBG

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